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FAQs

Yes absolutely, we are a 100% subsidiary of HDFC limited and hence, we will be able to guide you to the right person who will be able to help you with the finance, provided all the conditions are met.

Yes, we deal into all kinds of real estate options. These include land investments as well.

We deal into residential properties for both fresh purchase and resale where we can assist you in resale as well. We will also be able to help you in renting in and renting out properties.

We have commercial and retail options for selling, leasing, purchase and investor tie-ups as well.

We help in land purchase, pricing advice and joint ventures too.

We also conduct a fair market assessment for acquisitions, disposing, lease negotiations and financial reporting.

It’s an entire gamut of services you can get once you associate with us.

We carry more than 35 years of experience in the real estate sector and hence, translate the same into any investment you make with us which gives you peace of mind as you do not need to go through the hassles of searching the right option, getting approvals and checks, preparing documents and much more. We give you preferential access to some exclusive properties and information which is not otherwise easily available.

In some cases we have special tie-ups with developers and hence can help you with preferential rates which would otherwise not be available in the market. We associate with builders and developers only after a proper background and property check so you can be assured of the reliability.

At a time when there is immense competition between property developers , it has become increasingly essential to choose the right developer. One should choose a developer whose work suits your requirements and someone with certified credentials. Following are some of the important steps needed to choose a developer:

  • Check the background and reputation of the developer. Consult people who have availed the developer’s services in the past.
  • Visit and research about the the previous projects completed by the developer. Ask the developer for a list of the addresses of the same. This may give you a fair idea of the developer and his projects.
  • Ensure that the developer has a ‘completion certificate’ or the ‘occupancy certificate’, this is a proof of authenticity and denotes compliance with all municipal regulations.
  • To know whether the company or the developer is genuine and trustworthy, ask whether it is rated by CRISIL, ICRA or care. Ensure it is ISO certified. ISO 9000+ certified companies usually offer good quality services and products.
  • While visiting the sample flat, make sure you carefully examine the features of the home. Some essentials which you should look at are the wirings, plug points, cabinetry, dimensions etc.
  • Compare prices quoted by the developer and the ones written on the brochure or the website.

The value added tax (VAT) is a form of consumption tax, computed on the value added to the goods and services.
It is a tax that applies in principle, to all commercial activities involving the production and distribution of goods and services. It can be termed as a consumption tax, since it is ultimately borne by the consumer.
VAT is charged as a percentage of price, therefore actual tax liable is visible at each stage in the production and distribution chain.
VAT was included in the Indian taxation system on 1 April 2005. Out of the 28 Indian states, eight did not introduce VAT.
According to sales tax notification on August 2012, buyers of under-construction projects from 2006-2012 have to pay a 5 % VAT on their property. This tax is not applicable to fully constructed houses or property.

‘Under construction’ property is a project that hasn’t been completed yet, whereas ‘ready to move in’is completed and available for immediate possession. Under construction property is relatively cheaper than the completed one, which is marked on the market value.
The buyer gets a wide variety of choices in an under construction project. In ready to move one, the buyer gets an opportunity to save rent, however maintenance charges could be applicable depending on the usage of the property by the previous owner.

Choosing a property with an apt location within your budget can be difficult; however, it is important since you will be spending most of your life there.
To make life simple, you can choose a good agent, who will research all properties based on your requirements and present to you with a list. After shortlisting properties in accordance to your work location, schools etc, you can go and visit the properties, examine its features.
Talking to acquaintances along with professional experts can be a great source of information for your house hunting.

Some features of premium residential projects include larger sizes, specifications and overall quality of the construction. Swimming pools, gym and other amenities are generally present in a premium project. These facilities may increase the cost by 40-50%.

Yes, foreign citizens of Indian origin can acquire immovable property (IP) in India by the way of inheritance. However, citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, China, Iran, Nepal and Bhutan (whether resident in India or not) are prohibited from acquiring or transferring any IP in India without prior approval of the RBI.

It can be difficult for the common man to determine the quality of construction. A well-known brand of developers and a good contractor is a great way to start in finding the right property. Please ensure that the project is built in line with National Building Codes.

Some documents required are a PAN Card, address proof, Voter ID, Ration card, Electric bill or the Passport of a buyer and seller. You may need a document writer’s help, who can examine and evaluate the registry documents and get it confirmed from registrar office.

The buyer pays the stamp duty, unless there is an agreement stating the contrary. The liability for payment of stamp duty is stated in Section 30, of Bombay Stamp Act, 1958.

Market value of a property is the price at which property could be bought in the open market at a particular date. The stamp duty is payable on the agreement value of the property or the market value whichever is higher.

We are a 100% subsidiary of HDFC Limited and started as PSG – Property Services Group in 1987. We offers solutions including sales, leasing, fair market assessment or structuring joint ventures relating to commercial, retail, residential properties and land. This is done for individuals, investors, landlords, developers, occupiers, MNCs and financiers by structuring & delivering customized real estate solutions.
We manage more than 3000 home loan enquiries every day giving us easy access to data of prospective home buyers. We have access to organized & controlled data of HDFC home loan portfolio, access to HNI customers of HDFC bank, NRIs through overseas network of HDFC ltd and HDFC bank branches.
We carry an extensive policy level experience of advising on real estate issues and development. We associate in advising several corporate bodies and property owners in project conceptualization and marketing.